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What's this?

Yeah - that probably falls under expected homeowner maintenance.

Insurance isn't going to pay for you to replace your roof at a normal interval. Likewise, they probably won't pay to remove trees that "might" fall on your house. So you may not want to tell them that you have a decrepit tree close to your house - because now that you know there's a hazard and don't attempt to remove it, they may not cover you when it falls.

(In response to this post by Stork)

Posted: 08/12/2019 at 10:30AM

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Current Thread:

Potential fallen tree claim, USAA -- Dan1993 08/12/2019 09:15AM

We had trees down all around the property. Luckily we cut down all the... -- Major Kong 08/12/2019 11:11AM

No. Typically also, HO Policy only gonna pay to remove those branches that -- Stork 08/12/2019 09:58AM

Yeah - that probably falls under expected homeowner maintenance. -- Hokie360 08/12/2019 10:30AM

Not "no". "Hell no" ** -- 48zip 08/12/2019 10:18AM

Before filing a claim, check on the deductible -- Vienna_Hokie 08/12/2019 09:22AM

It's only an Act of God if the winds exceed a certain threshold. It's like -- Hokie360 08/12/2019 09:43AM

You'd need to prove that your neighbor was negligent. -- CDTaylor 08/12/2019 2:10PM

Also learned about the tree belonging to other people thing -- Vienna_Hokie 08/12/2019 09:53AM

Unfortunately I think this is how it works in most states -- EDGEMAN 08/12/2019 10:19AM

You're legally allowed to trim any hanging over your yard. If you want. ** -- Stork 08/12/2019 10:25AM

Unfortunately that won't do me any good -- EDGEMAN 08/12/2019 10:26AM