All Hokie, All the Time. Period. Presented by

The Lounge Board

Late 80s Hokie

Joined: 10/29/2001 Posts: 23139
Likes: 7594

What's this?

Fellow Amica customer. I like them a lot, but I can also confirm partly


what you say.

Like you, my home replacement value went up by a bit every year. Even as my home value was falling withe the 'great recession'. I had to spend a lot of time on the phone with them and pull out a few other quotes, as well as using an online tool I found for estimating the construction value of your house, but I did get them to drop it by quite a bit.

Like any insurance company, you need to benchmark them occasionally.

The one conversation that ticked me off a bit. I'm making my case about how my house has lost $100,000 in value, and if I was just buying it today, what would they think is the replacement value? I also pointed out that during this recession, there's a ton of contractors out there looking for work. How could the replacement cost be going UP?

She answered "oh, all those contractors looking for work just makes it MORE expensive, because it just means that the good ones are in higher demand and then charge more."

Huh? But, as I said, it took some effort but I succeeded.

(In response to this post by HokieMacDaddy)

Posted: 09/27/2018 at 6:27PM


+0

Insert a Link

Enter the title of the link here:


Enter the full web address of the link here -- include the "http://" part:


75
Hide This

Current Thread:
 
  After 20yrs finally told Nationwide to pound sand, saving ~2Gs -- FfxStationHokie 09/27/2018 4:30PM
  Has anyone here ever switched FROM USAA? -- Tafkam Hokie 09/27/2018 6:06PM
  I have. Switch car insurance. -- rpc_07Hokie 09/28/2018 10:43AM
  They were more expensive up here in PA for home insurance until they -- pfishe 09/28/2018 07:44AM
  I have them -- halesvb11 09/27/2018 7:55PM
  Ditto..... ** -- DonHo-kieHi 09/27/2018 10:14PM
  We saved $700/yr. switching GEICO->Erie -- LaneRat 09/27/2018 5:33PM
  GEICO sux ** -- 83Hokie 09/27/2018 6:47PM
  Left Nationwide Sept 1 after 25+ years -- TabbHokie 09/27/2018 5:28PM
  So who did you replace them with? ** -- Hokie360 09/27/2018 5:05PM
  Went with Amica - easy peasy ** -- FfxStationHokie 09/27/2018 5:42PM
  Fair warning - Amica screwed me over big time -- HokieMacDaddy 09/27/2018 6:11PM
  Raise your deductible. ** -- Stork 09/27/2018 4:54PM
  Or shop and save w/ an indie agent. -- 48zip 09/27/2018 6:12PM
  What insurance or all? ** -- turkeywinghokie 09/27/2018 4:52PM
  ...cue the Mayhem ** -- chumley 09/27/2018 4:48PM

Tech Sideline is Presented By:

Our Sponsors








vm307