I just look at my expenses now and don't see many ways they could go down

I have no mortgage. No car payment. No debt. I wear jeans and a golf shirt to work, so no expensive clothes or dry cleaning bills. I guess I'll save some gas money as I won't have to commute anymore, but that's only $100-200/mo. I pack my lunch everyday, so restaurant expenses won't go down.

The only genuinely significant expense I see going away in retirement is the expense of saving for retirement.

In response to this post by EDGEMAN

Posted: 12/22/2021 at 1:37PM

Those of you who have retired... -- great2bahokie 12/22/2021 1:03PM

My advice is don't expect to spend less in retirement. ** -- Galenahokie 12/23/2021 10:07AM

Retired in 1999, no negatives, better of $ wise than before retirement. ** -- 7Hokie1 12/22/2021 3:34PM

Retired in 2017. Luckily, I get a pension and it more than covers our -- Hokerer 12/22/2021 2:18PM

Same here. One year in, and living off the pension only. Very nice watching -- Stork 12/22/2021 2:50PM

Do you need a bowl warmer? Pillow fluffer? ** -- Brown Water 12/22/2021 4:57PM

Ha. I should add. Living off my pension and my wife's salary. Got her still -- Stork 12/22/2021 5:19PM

Nice! ** -- great2bahokie 12/22/2021 2:20PM

We're in better shape financially now than before retirement... -- Major Kong 12/22/2021 1:36PM

Wrong place** -- Hokerer 12/22/2021 2:17PM

Right time. 😊 ** -- Major Kong 12/22/2021 2:23PM

We spend more than we did pre retirement -- 133743Hokie 12/22/2021 1:11PM

Humble brag on generational wealth. ** -- VT Pez4Life 12/22/2021 5:39PM

I always see that you can expect expenses to go down in retirement -- Tafkam Hokie 12/22/2021 1:17PM

The biggest concern is the potential medical issues/costs. Need to really -- Stork 12/22/2021 2:52PM

Right on, medical expenses higher this past year than ever before. Luckily -- AZHokie59 12/22/2021 3:39PM

This is my greatest fear. -- great2bahokie 12/22/2021 2:20PM

I just don't want to wait so long to retire that I can't enjoy retirement. -- Tafkam Hokie 12/22/2021 2:27PM

Excellent point. If one wants to enjoy active retirement, need early start -- Burke Hokie 12/22/2021 2:39PM

It also depends on what you plan to do in retirement. -- EDGEMAN 12/22/2021 1:24PM

Inside -- AZHokie59 12/22/2021 3:32PM

1. Hookers 2. Blow 3. Red Lobster 5x a week ** -- MrBayAreaHokie 12/22/2021 1:49PM

I need your financial planner! ** -- Kudelski 12/22/2021 2:18PM

And its not like hookers & blow are going to get any cheaper. -- HokieNoVA 12/22/2021 1:58PM

So there's that... ** -- great2bahokie 12/22/2021 2:10PM

I just look at my expenses now and don't see many ways they could go down -- Tafkam Hokie 12/22/2021 1:37PM

Sounds like you're already there! :) ** -- EDGEMAN 12/22/2021 1:43PM

So, just retire now then? Got it. ** -- Tafkam Hokie 12/22/2021 2:12PM

I just look at my expenses now and don't see many ways they could go down

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