Then you should shift funds as it goes up.
I'm happy as long as I make my shift long before it approaches where it was when the run started.
I've got aggressive, moderate, and "safe" funds, so I'm not too worried if I miss a little off the top.
Probably more important is to live within one's means. That helps with the accumulation of wealth far more than investing. Don't run up credit card debt! Don't buy expensive new cars that are going to massively depreciate. Don't take massive loans to buy that huge house that puts you on the razor's edge when paying the mortgage, not to mention all of the property (& other) taxes & upkeep. Learn how to take care of as many small tasks/repairs as possible to reduce your repair bills. Buy quality - less upkeep in the long run!
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In response to this post by vt90)
Posted: 11/30/2017 at 11:55AM