annual return, though I did say what it was, next to a compounded rate, but I did say exactly what it was and the math matches your post. I left it that way
because I was lazy and thought it tangential to the point. 4.33% per year, compounded, over 30 years is ~350% total (50% higher than the 300% I estimated, I assume accounted by the fact my estimate was based off inflation adjusted numbers).

Again, how was a high interest rate which helped keep prices lower when you bought a disadvantage?

Someone who buys today is paying less interest but will almost certainly not see that same return, all while saving up for a larger downpayment, if you are fortunate enough to be saving up for one, and their savings earn less while they wait to buy.

And all that is while housing eats up a larger portion of your earnings making it less likely that you can invest in the, as your link shows, much better stock market.
[Post edited by jmanatVT at 06/13/2019 4:52PM]