If the water damage is from a line burst, your HO policy would be triggered

but some forms have exclusions for water damage originating from outside the home. I haven't looked at the forms but I would expect your insurer to broaden coverage if you buy the extra stuff from them.

In response to this post by Hokie360

Posted: 08/05/2020 at 4:38PM

Anyone have experience with a smart automatic water shutoff? -- HokieDevil 08/05/2020 4:01PM

Just throw a party and you'll get the automatic experience . . . -- MikeVT85 08/06/2020 12:18AM

We got a Flo and we like it. ** -- Fatman 08/05/2020 6:40PM

Did you sign up for the FloProtect service? -- HokieDevil 08/06/2020 10:51AM

I just got one. So far so good. I like the fact that I can monitor-> -- HOKIERIT 08/05/2020 6:53PM

Time for a new washer -- MAHokie69 08/05/2020 9:19PM

Not sure about those brands but my dental office has a solenoid and filter -- DonHo-kieHi 08/05/2020 4:51PM

I've wanted to do the same. I almost pulled the trigger a few years ago... -- MP4VT2004 08/05/2020 4:35PM

You'll get a good Homeowners discount too. ** -- Stork 08/05/2020 4:17PM

My homeopwners insurance comant was the one who suggested it-> -- HOKIERIT 08/05/2020 6:55PM

My insurance company is offering something like that for $225 installed. I -- RhinoVT 08/05/2020 4:25PM

I bought the utility line coverage through Dominion Power. -- Stork 08/05/2020 4:33PM

Doesn't that only cover cost to repair the main line, not -- Hokie360 08/05/2020 4:35PM

Correct. HO insurance for resulting damage. Main reason I -- Stork 08/05/2020 4:47PM

Make sure they didn't sneak in an exclusion for pipes over 50 years old. ** -- Hokie360 08/05/2020 4:49PM

If the water damage is from a line burst, your HO policy would be triggered -- RhinoVT 08/05/2020 4:38PM

Outside house, big coverage to have is Back Up of Sewer & Drain endorsement -- Stork 08/05/2020 4:49PM

Hmmm, "rain water" coming in from outside . . . Flood and/or surface water? ** -- RhinoVT 08/05/2020 4:55PM

Excluded unless it backs up through sewers or drains meant to remove -- Stork 08/05/2020 4:59PM

You, Mr. Stork, are clearly -- RhinoVT 08/05/2020 5:03PM

Yea mostly HO guy. -- Stork 08/05/2020 5:34PM

If the water damage is from a line burst, your HO policy would be triggered

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