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Some soft hits just look for a derogatory and not the big picture.

This evaluates willingness to pay. One of the credit agencies probably has the referral from the doc. The doc would never show up to small claims court. But you may want to pay the $60 and send a complaint to consumer finance bureau on how this doc didn’t try to collect from you first. May be call the doc first to complain that their practices denied you credit somewhere else and get it on record that you asked them to fix the derogatory/referral to collections agency

(In response to this post by two91hokies)

Posted: 12/13/2020 at 08:53AM

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Current Thread:

Lounge question. -- two91hokies 12/12/2020 8:07PM

Some soft hits just look for a derogatory and not the big picture. -- Vtskier1 12/13/2020 08:53AM

I don't think you'd see this type thing hit your credit report for a long -- UEMcGill 12/13/2020 12:01AM

Is he liable for yours if you win? If not, it’s probably an unenforceable -- RoswellGAHokie 12/12/2020 9:36PM

When was the last time you check Equifax and Transunion? -- Hokie360 12/12/2020 9:35PM

$60 collection agency is asinine. Can’t imagine anyone pursuing that. ** -- PhotoHokieNC 12/12/2020 9:33PM

I got turned in for $5 Carilion. Same situation. It was an error on their -- Alan11 12/13/2020 08:20AM

Recently got a collections notice for nearly the same amount. -- MP4VT2004 12/12/2020 10:31PM

Never talk to the collections people. Dispute directly with the creditor. -- Naelbis 12/13/2020 6:30PM

Well dang. I just paid the bill directly to the collection agency. -- MP4VT2004 12/13/2020 7:34PM