Agreed, someone with the app is likely to be lower risk, my insurance also

gives discounts for multiple policies, good student (when kids were on it), longevity, good driver (no tickets for x years that increases at certain year levels) etc. that, based on others I've talked with, appears to have me at a better than the average "Rodger's Rate" (no not that company) ...because I'm deemed a better risk.

If there was some other factor - recording app - that pointed to increased, even just up to average, risk - I would wonder if any of those discounts would/could go away?

In response to this post by JoesterVT

Posted: 10/20/2021 at 2:35PM

Question about safe driving/monitoring apps -- JoesterVT 10/20/2021 09:02AM

The SF app is maddening -- WestyHokie 10/20/2021 12:30PM

I had the Geico app. You had to go in and select between being the driver -- BayHokie 10/20/2021 12:29PM

Here is how Erie Insurance Co addresses this -- farmville hokie 10/20/2021 12:05PM

I assume it just assumes person is driving. -- vthokieq 10/20/2021 12:00PM

They say the app "detects" if you are driving or a passenger** -- JoesterVT 10/20/2021 12:12PM

Off your phone I suspect. Trusting the driver has their own phone. -- Stork 10/20/2021 11:04AM

Yeah...but specifically... -- JoesterVT 10/20/2021 11:25AM

Here's details of USAA's app. -- Stork 10/20/2021 11:06AM

Big Brother ** -- Brown Water 10/20/2021 11:19AM

Yikes. Not something I would want. Seems quite invasive for 10-30%. ** -- cincyhokie 10/20/2021 11:11AM

I read that at 10% plus up to 30% more...and with a teen male driver... -- JoesterVT 10/20/2021 11:26AM

A teen male driver being tracked will cost you a grand more I'd wager ** -- Brown Water 10/20/2021 11:28AM

Ehh...it's USAA which has been freakin awesome for us, always...and... -- JoesterVT 10/20/2021 11:35AM

Sounds good, and I've always heard good things about USAA -- RTFC 10/20/2021 2:12PM

I'm assuming their research/data shows that someone the having the app... -- JoesterVT 10/20/2021 2:20PM

Agreed, someone with the app is likely to be lower risk, my insurance also -- RTFC 10/20/2021 2:35PM

Don't know why they need an app...google has all that -- Vienna_Hokie 10/20/2021 09:26AM

I don't know the answer to this, but some wise guy in my family...... -- Happy Dog 10/20/2021 09:17AM

Come on! That is just another benefit of the vaccine ** -- turkeywinghokie 10/20/2021 09:14AM

Waze can't tell unless you tell it, how is their app going to tell? ** -- B777Fr8Dog 10/20/2021 09:04AM

That's my question...several apps claim to be able to tell ** -- JoesterVT 10/20/2021 09:08AM

App takes over your camera. Uses video surveillance for who is driving. -- RhinoVT 10/20/2021 09:10AM

Good point... might put you into a risky class that would eventually raise -- HokieSignGuy 10/20/2021 09:19AM

I'd probably be shot by the insurance company -- Happy Dog 10/20/2021 10:02AM

Agreed, someone with the app is likely to be lower risk, my insurance also

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