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Dan1993

Joined: 09/13/2001 Posts: 132
Likes: 59

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Late day car question - new car


looking at 2018 VW atlas. Dealer tells me I would have to pay 2-3K more than the "sale price" if I do not finance through VW. I'd prefer to use my own bank and lower rate.

any guesses on what they'd say if I offer "I'd like you to give me the VW rate even though I'm not financing through VW..."
clearly there's a lot of factors, but I want to make sure there's not something glaring that I'm missing.
(I don't want hookers, blow, a mac, and I'm already a USAA member. I'm asking about this particular finance deal, and not especially interested in feedback or recommendations on other cars that I'm considering. I used USAA car buying service, but these VW dealerships include the "VW finance price" in all of their quotes, much to the chagrin of USAA people I've spoken to) so I'm having a tricky time comparing.


Posted: 12/07/2018 at 5:10PM


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Current Thread:
 
  Late day car question - new car -- Dan1993 12/07/2018 5:10PM
  Take the deal and immediately refinance with your bank and cash ** -- Nelsonia Hokie 12/09/2018 10:59AM
  For what it’s worth, I hade dinner with a client 2 months ago. His Atlas -- two91hokies 12/08/2018 11:36AM
  VW is having some pretty major issues lately. Look for something else. ** -- thankbud 12/08/2018 09:05AM
  There is no VW ever made that would make me take that deal... -- UTPr0sim 12/07/2018 9:31PM
  Guess you're probably not an Audi fan either. -- EDGEMAN 12/08/2018 08:53AM
  Audi certainly has better quality than VW. We were talking VW... ** -- UTPr0sim 12/08/2018 09:29AM
  Then this article is for you: -- EDGEMAN 12/08/2018 3:15PM
  ...You think you hate it now, wait 'til you drive it. ** -- chumley 12/07/2018 6:22PM
  What they would say will likely depend on whether you make the offer -- Tafkam Hokie 12/07/2018 5:14PM
  If you ever listen to Clark Howard, you know this already, but his advice -- Tafkam Hokie 12/07/2018 5:21PM
  I did this when I bought my last truck, and made an offer of cash for it. -- EDGEMAN 12/07/2018 5:28PM
  Bought my previous truck face to face. -- EDGEMAN 12/07/2018 5:37PM
  Hmm. LSD? What car dealers also sell hallucinogenic drugs? ** -- Hokie360 12/07/2018 6:16PM
  You just have to ask. ** -- EDGEMAN 12/07/2018 6:34PM
  Last face-to-face vehicle I bought was a Nissan truck. Almost exact same -- Tafkam Hokie 12/07/2018 5:48PM
  I've purchased three new vehicles in my life, all three were pickups -- EDGEMAN 12/07/2018 6:01PM
  Tundras? or Tacomas? -- Hokie360 12/07/2018 6:20PM
  Had a '94 "Truck," and currently own a Tacoma -- EDGEMAN 12/07/2018 9:53PM
  What's USAA's financing rate vs. VW's? ** -- Hokie CPA 12/07/2018 5:13PM
  Difference of 1.5 - 2 depending on length -- Dan1993 12/07/2018 6:14PM

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