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Before filing a claim, check on the deductible

I discovered after a similar situation that the deductible varies based on the cause of the damage.

A wind storm is an act of god and falls into a different category than say snow build up or just the tree being dead. I'm sure it differs by policy and state. Also be sure to understand the premium impact. In my case, $1,500 to remove the tree and repair the patio wall it fell on was less than the deductible and my premiums would have gone up some.

(In response to this post by Dan1993)

Posted: 08/12/2019 at 09:22AM

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Current Thread:

Potential fallen tree claim, USAA -- Dan1993 08/12/2019 09:15AM

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Not "no". "Hell no" ** -- 48zip 08/12/2019 10:18AM

Before filing a claim, check on the deductible -- Vienna_Hokie 08/12/2019 09:22AM

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You're legally allowed to trim any hanging over your yard. If you want. ** -- Stork 08/12/2019 10:25AM

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