Insurance is way over-rated unless you have an accident and don't have it. ** -- MikeVT85 11/30/2017 5:35PMInsert a Link
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Insurance is way over-rated unless you have an accident and don't have it. ** -- MikeVT85 11/30/2017 5:35PM Im an P&C agent in VA -- hokieninsurance 11/29/2017 11:12PM If a person is living in your household and has a license... -- Hokie in CT 11/29/2017 4:20PM I asked my wife (sells insurance for 40 years) -- 48zip 11/29/2017 2:50PM I don't want him on, that's the point - too $$ for both of us ** -- HokieMacDaddy 11/29/2017 3:47PM Make him pay it. ** -- 48zip 11/29/2017 5:27PM What insurance company do you have? -- daisyWV 11/29/2017 1:49PM Learning more about auto insurance myself -- Hokie Koooster 11/29/2017 1:44PM Wow, speedy recovery for them and sorry for your troubles -- fordham 11/29/2017 3:29PM Hers might provide your son med pay/PIP too as a passenger. Ck her policy. ** -- RhinoVT 11/29/2017 2:11PM His car, she was just driving it ** -- Hokerer 11/29/2017 5:37PM ...I can fix it. My dads a TV repairman. ** -- chumley 11/29/2017 12:51PM See policy on definition of household or family member -- lchoro 11/29/2017 12:35PM Well this cleared everything up! Crystal clear now. Any questions???? ** -- DonHo-kieHi 11/29/2017 12:14PM As long as he has a driver's license, he has to be insured. -- Hokie CPA 11/29/2017 11:54AM I think every vehicle registered in VA needs to be insured not every driver ** -- BG Hokie 11/29/2017 11:58AM No. ** -- RhinoVT 11/29/2017 11:55AM Yes, as long as he lives in the house, he needs it. Otherwise..... -- 48zip 11/29/2017 12:22PM That's the way it was 20 years ago. Maybe they changed it... -- Hokie CPA 11/29/2017 11:58AM In Va? ** -- RhinoVT 11/29/2017 12:00PM Yep. I would get my license each summer so I could drive dad's car to work -- Hokie CPA 11/29/2017 12:02PM No, that's not how it works. Maybe you're such a terrible driver your dad -- RhinoVT 11/29/2017 12:04PM Your link is about uninsured vehicles. Doesn't apply to my situation. -- Hokie CPA 11/29/2017 12:28PM Correctamundo. Still true. Otherwise, why get insurance at all if you live -- 48zip 11/29/2017 1:35PM Well, insurance companies require that but not the state. -- BG Hokie 11/29/2017 2:30PM I agree. That's why I deactivated my plates on vehicle #2. ** -- 48zip 11/29/2017 2:34PM Your law license is from Va? If so, do you recall the omnibus clause? ** -- RhinoVT 11/29/2017 1:44PM The OP specifically excluded him, per the OP. ** -- 48zip 11/29/2017 2:51PM Who suggested anything about a law license? Not me. ** -- 48zip 11/29/2017 2:13PM B/c the Ins Co is liable, regardless if the auto is listed, or not... -- banishedtothelounge 11/29/2017 11:51AM Liable for what? you can drive a car without insurance, your risk is losing -- fordham 11/29/2017 12:17PM In Virginia, you cannot drive without liability coverage. -- Stork 11/29/2017 12:30PM Have you ever watched live pd, almost everyone they pull over -- fordham 11/29/2017 2:07PM An illegal smashed my car several years ago -- Tafkam Hokie 11/29/2017 5:33PM Re: In Virginia, you cannot drive without liability coverage. -- RhinoVT 11/29/2017 1:45PM But when there was once coverage, there is a pocket to go after... -- banishedtothelounge 11/29/2017 12:26PM I wish it worked that way, if uninsured bashes you your only option is to -- fordham 11/29/2017 2:09PM If it is a large enough claim, the 'former' Insurance Co could be at risk.. ** -- banishedtothelounge 11/29/2017 2:18PM I don't get it - if they don't insure a car/driver, how can they be liable? ** -- HokieMacDaddy 11/29/2017 11:52AM From what I can remember from my Ins Agent days 25 years ago... -- banishedtothelounge 11/29/2017 11:56AM State requires it. ** -- Stork 11/29/2017 11:46AM I believe you have to let the registration expire to avoid having insurance -- typed by ben 11/29/2017 11:42AM You can suspend a plate (and keep it). I have 2 trucks. -- 48zip 11/29/2017 12:23PM In VA you can actually deactivate license plates... -- MP4VT2004 11/29/2017 12:22PM Thank you. Wish they would have communicated that to me! ** -- typed by ben 11/29/2017 12:38PM Two lousy minutes and he gets all the credit! Man! ** -- 48zip 11/29/2017 1:36PM I have a more important metaphysical detective job for you -- typed by ben 11/29/2017 2:53PM AND??? I'm dying to hear this. I've had some weird recent experiences too. ** -- MP4VT2004 11/29/2017 8:20PM I have vague memories of it, but I'm old. ** -- 48zip 11/29/2017 3:05PM Haha, well I DID provide him with a link, didn't I??? -- MP4VT2004 11/29/2017 1:39PM No problem! I hear you...I stumbled across that on my own.. -- MP4VT2004 11/29/2017 12:44PM FL is screwy. You son is covered as a permissive user for any car he drives -- RhinoVT 11/29/2017 11:42AM We are in FL and our agent told us that based on his age -- daisyWV 11/29/2017 1:52PM No idea how they do it in FL. ** -- RhinoVT 11/29/2017 1:54PM The insurance company gave me the option of removing a driver -- HokieMacDaddy 11/29/2017 11:46AM Yep, that's what we were told also here in FL -- daisyWV 11/29/2017 1:57PM In FL that might be possible, not here in Va. If he's "removed" he won't -- RhinoVT 11/29/2017 11:54AM The car is still covered though, otherwise you could never let anyone drive -- fordham 11/29/2017 12:19PM That's true, but the uninsured in the house better not. Otherwise... -- 48zip 11/29/2017 12:26PM I beleive on insurance policies you have to declare the people with a -- fordham 11/29/2017 2:11PM Did you turn in the tag? If so then no insurance is needed -- fordham 11/29/2017 11:39AM VA insurance laws are sort of a pain in the butt. Getting a parked car -- BG Hokie 11/29/2017 11:35AMTech Sideline is Presented By:
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