You need less bonds is what most savy investors would say
Question will be what to do with those. I would do more international as I think the gains are still to be had there, but others might thing largecap or smallcap stock funds.
Keep your fees low, then do what you are doing IMO. You are thinking about this right ... just too conservative for your age. You will learn that you can't make money unless you have money. Be more aggressive.
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In response to this post by MP4VT2004)
Posted: 01/17/2018 at 11:32AM