more than enough money to last me through at least 30 years of retirement and I drink way too much beer to live that long. :) Plus, Fidelity is keeping the 50% they manage at 70% and we have 4 IRAs that are all around 70% and my wife's 401k is at about 68%. I adjusted half of my 401k down to 62% and will use the 38% to take advantage of dips that I fully anticipate happening over the next 3-6 months. I will admit that seeing about $600k evaporate from my balances over a 3 week period in March freaked me out a bit so that is a factor for sure but I also recognize that it came back really quickly. These are interesting times between COVID and borrowing trillions of additional dollars every couple of months.